About a fifth of American homes sit over a crawl space, and almost none of the owners have been down there. That's exactly why it's the easiest place in the house to be oversold: nobody is going to crawl 30 feet through a vented dirt space on their belly to check whether the photos match their house.
The physics are simple. Warm, humid outside air enters a vented crawl space and hits cooler surfaces underneath your floor. It condenses. Wood above about 20% moisture content grows mold and attracts fungus and pests. Meanwhile, roughly half the air you breathe on the first floor came up through that crawl space. A wet crawl space is a whole-house problem.
This page covers what the real fixes are, in the order a competent contractor should do them — water out first, then seal, then condition, then repair the damage — plus national cost ranges, the signs that mean you have a problem, and the questions that separate a real contractor from a plastic-and-a-promise sales pitch.